Personal Finance

How To Find Out If Louisiana Owes You Money

If you’re missing some money, there’s a good chance the state you reside in has it and is just sitting on it.

Unclaimed money that the state has for you is one of the largest areas that people forget to check when they are in need. The fact is that state treasuries have millions of dollars in unclaimed money and people are unaware.

What Types Of Unclaimed Money Could Be Out There?

If you’re curious about what types of unclaimed money could be out there, here are some categories you need to know about.

  • Missing Tax Refunds
  • Old Checks From Defunct Businesses
  • Old Accounts From Shuttered Banks And Other Financial Entities
  • Retirement Accounts From Former Employers

How Do I Find Out If I Have Unclaimed Money In Louisiana?

An unclaimed money search is something that you have to figure out. There’s no central federal government agency that keeps track of the unclaimed money it has for you or funds that you may be owed.

There are however some websites that allow you to check to see if you have unclaimed money.

The National Association of Unclaimed Property Administrators (NAUPA) facilitates Unclaimed.org, a multistate database for unclaimed money. Here’s the link for Louisiana.

  • Start your search for unclaimed money with your state’s unclaimed property office.
  • Use the missingmoney.com is another site that has a multistate database that lets you do a free search for your name for bank accounts, safe deposit box contents, uncashed checks, insurance policies, CDs, trust funds, utility deposits, stocks and bonds, wages and escrow accounts in Georgia or any state you’ve moved from. (You do have to register).

Another way to get money is by means of an unclaimed check. Let’s talk about that.

What Is An Unclaimed Check?

An unclaimed check can take many forms, but it may most likely be an uncashed payroll check. Think back to all the jobs you formerly had. They may have some unclaimed money for you!

Make sure you check your old employers as well as your maiden name to see if any residual checks are there for you.

Check Your Old Pensions

If you’ve worked a job in the past, you may have some unclaimed money out there in the form of a pension. 

The Pension Benefit Guaranty Corp. keeps a database on all unclaimed pensions across the United States.

Go to the PBGC’s  website to see if you have an old pension with money in it.

Beware Of Scams

The most important thing about unclaimed money is that crooks are trying to get ahold of it just like you.

There are a lot of sites out there that will ask you to pay a fee to do an unclaimed money search, but that’s a racket. Don’t pay anyone to search for your money. Do it at the sites above FOR FREE.

Final Words

Who among us couldn’t use some money right now? There’s a good chance the state of Louisiana may have some money for you. Yes, we’re talking about unclaimed money.

Getting your unclaimed money is a great way to generate much-needed capital in these days and times. The key is that you have to be persistent and leave no rock unturned, as they say.

Don’t let the red tape of the system intimidate you from getting what’s rightfully yours: Your hard-earned money.
More From NolaFi.com:

Keisha Smith

Keisha Smith is a Contributing Writer who attended college at Southern University A&M College in Baton Rouge. She is currently writing a book on south Louisiana culture.

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