How To Access Your Credit Report For Free

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If you’re not tracking the ups and downs of your credit report, you’re not being financially responsible. That’s just the truth. The way to do it is to get your hands on your credit report.

Contrary to popular belief, your credit report shouldn’t cost you a thing.

In this article, I’m going to tell you how to access your credit report for free.

Your credit report is super-important because it contains your credit history and a record of how you’ve paid your debts.

What Is A Credit Report?

A credit report tells the businesses you want to borrow money from what type of risk they take in if they lend to you.

If you put yourself to n the shows of the lender, you may feel uncomfortable lending to someone who has shown that they don’t always pay the money back on time or at all.

How To Get A Free Credit Report

In this article I’m going to show you how you can get a free credit report.

The three major credit bureaus — Equifax, Experian and TransUnion — have one website that they all use to show consumers their credit report. Here’s where you should go:

Go to AnnualCreditReport.com

This is a FREE website that allows you to get your annual reports easily.

If you want to order your free credit report in other ways you can also do the following two methods:

Call 1-877-322-8228
Complete the Annual Credit Report Request Form and mail it to:

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

Final Word

Contrary to popular belief, many people still don’t know that they can access their credit report for free.

Your credit history is a window into your finances, but also your credibility. Your credit tells businesses what they need to know about you

The three national credit bureaus have put together this resource due to federal law, which has mandated that Americans be able to see their credit reports. Take advantage!

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Keisha Smith

Keisha Smith is a Contributing Writer who attended college at Southern University A&M College in Baton Rouge. She is currently writing a book on south Louisiana culture.