• Louisiana Pepper Exchange

    Louisiana Foodie Find Fame On TikTok

    2 Min Read

    Louisiana native Justin Chiasson, popularly known as Stalekracker on TikTok, has become a sensation with his Cajun-themed entertaining and informative cooking videos.

    Since his first video in June 2020, Chiasson has gained a massive following of over 6 million users who tune in to learn how to cook Cajun cuisine, including wrangling gators and snapping turtles.

    Chiasson’s videos are characterized by his signature phrase, “Put dat on a cracker. Dat’s money dude!!” and cover a wide range of topics, from cooking crawfish, alligator, wings, and crabs to making beer cheese fries. He begins each video by introducing the dish and then demonstrates how to prepare it.

    Thanks to his Tik Tok fame, Chiasson has grown Stalekracker into a business franchise. He monetizes his videos directly through the sale of crawfish and official merchandise, including t-shirts, spice blends, hot sauces and a cookbook titled “Da Cajun Two Step,” which he co-authored with his wife.

    In addition, he has leveraged affiliate links to products he uses in his videos to generate indirect revenue. He’s also opened a franchise location of the Jambalaya Shoppe, which currently operates in Louisiana, Texas, and the Gulf Coast region. Additionally, he has helped to increase the sales of crawfish at Frugé Aquafarms, as reported by the Wall Street Journal.

    His unique catchphrases, including “While we wait, we HYDRATE,” “Put DAT on a cracker dude!,” and “That’s money dude!,” have become popular merchandise and affiliate links on his social media pages. With his infectious personality and culinary expertise, Chiasson’s fame continues to rise. 

    Last Bite

    When New Orleans’ food is mentioned on a national level, it somehow always reverts back to gumbo, which is the best around, although the city’s eateries certainly represent those dishes well, there’s so much more.

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  • How to file for a tax extension

    How To File A Tax Extension

    3 Min Read

    Are you getting ready for tax day 2023? No matter if you’re getting a refund or have to pay the state or federal government, tax day is a day to remember. 

    This article will tell you how to file a tax extension as well as when tax day is.

    When Is The Official Tax Day For 2023?

    Tax day is Tuesday, April 18. That’s the last day to file. But what if you need an extension?  We’re going to show you how to do it. Never pay someone to file an extension for you, it’s free to do.

    Millions of Americans fail to file their taxes annually, subjecting themselves to huge penalties that accrue interest. You don’t want to be like that.

    If you need to file a last-minute extension, here’s what you need to do.

    How To File Your Tax Extension Form for Free

    Individual tax filers, regardless of income, can use Free File to electronically request an automatic tax-filing extension.

    • Filing this form gives you until Oct. 15 to file a return.
    • To get the extension, you must estimate your tax liability on this form and should also pay any amount due.

    Get An Extension When You Pay On Your Taxes

    If you can only pay part of your tax bill, you can indicate that the payment is for an extension using Direct Pay, the Electronic Federal Tax Payment System (EFTPS), or a credit or debit card. This way you won’t have to file a separate extension form and you will receive a confirmation number for your records.

    Extension Forms by Filing Status

    Individuals

    Form 4868, Application for Automatic Extension of Time To File U.S. Individual Income Tax Return (PDF)

    Special rules may apply if you are:

    Business and Corporations

    Form 7004, Application for Automatic Extension of Time to File Certain Business Income Tax, Information, and Other Returns (PDF)

    Form 1138, Extension of Time for Payment of Taxes by a Corporation Expecting a Net Operating Loss Carryback (PDF)

    The easiest way for criminals to steal sensitive data is simply to ask for it. IRS urges people to learn to recognize phishing emails, calls or texts that pose as familiar organizations such as banks, credit card companies or even the IRS. Keep sensitive data safe.

    Interested in other ways to save or make money? Check out our Money Section:

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  • French Quarter Festival

    French Quarter Festival in New Orleans: Info, Date, Time

    3 Min Read

    The French Quarter Festival is happening this weekend in the Big Easy. The annual event once again features a who’s who of popular musicians and artists.

    This article will tell you everything you need to know about the five-day festival in New Orleans.

    Everything You Need To Know About The French Quarter Festival

    The French Quarter Festival runs from April 13-16, 2023. Billed as the world’s largest showcase of Louisiana music, food, and culture, this year’s festival will feature 270+ performances with 50+ music performance debuts like GRAMMY® Award winner Big Freedia with The Soul Rebels and Ani DiFranco, as well as returning artists such as Tank and the Bangas and Rebirth Brass Band.

    When it comes to food, you can expect 60+ culinary experiences, from veterans like Vaucresson Sausage Co. and Tujague’s, both festival vendors since 1984, and ten first-time chefs from restaurants such as Monday and Bao Mi.

    For four decades, French Quarter Festival has remained committed to producing a high-quality event accessible to all. “French Quarter Festival is truly for everyone and we cannot wait to celebrate and share this milestone with our community,” said Emily Madero, President and CEO of FQFI. “We are proud to produce an event that truly represents the depth and diversity of New Orleans’ creative spirit. Our team is excited to bring favorites back like Fireworks on the river and the FQF After Dark Series, and launch special features like the 40th Anniversary Hub.”

    On Thursday, the public is invited to meet at 10 am for the Festival Kick-Off Parade. The event starts on Bourbon Street and marches its way to Jackson Square for the Festival’s Opening Ceremony at the GE Stage. Founders and festival dignitaries will share remarks before kicking off the first performance. Opening day 40th-anniversary celebrations will culminate with a fireworks display over the Mississippi River after Irma Thomas’ performance at the Abita Beer Stage, courtesy of New Orleans & Company.

    The Official 40th-Anniversary Hub at the top of Oscar Dunn Park will tell the story of French Quarter Fest’s journey from 6 stages to twenty, through images and video. A special installation, curated by JAMNOLA and Farris Armand, will make for the perfect photo opportunity with everyone’s favorite French Quarter scenes as the backdrop. 

    Fans can grab a photo at the #FQFestFaves Photo Booth powered by Kingfish Kitchen & Cocktails and Curio Bistro located in Oscar Dunn Park’s amphitheater. The airstream-turned photo booth camper is a first-of-its-kind from The Happy Photobooth.

    The Festival includes more annual favorites including the Chevron Children’s STEM Zone and Nola.com Fest Family Experience offering exclusive lounge access.

    Final Word

    The New Orleans Fest isn’t the only thing happening in New Orleans. The city practically has a party every night, not to mention the many rowdy restaurants that offer a great meal and a good time.

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  • What food is New Orleans known for

    What Is The Most Popular Food In New Orleans?

    6 Min Read

    New Orleans has a cuisine uniquely its own. All of its restaurants represent the Nola food heritage well. When you visit the city, “flavor” is a word that comes to mind.

    The city regards it as a matter of pride that they can satisfy the most bland taste buds.

    The city has a reputation for serving some of the most tasty dishes in the United States, but what is New Orleans really known for?

    What Are New Orleans’ Most Popular Dishes?

    Here are the most popular foods that are served in New Orleans, according to popularity.

    Not only are those the most popular foods in New Orleans, but those are the best dishes in all of Louisiana.

    Where To Get Gumbo In New Orleans

    If you’re all in on gumbo, here are three restaurants to find it in the city.

    Gabrielle

     2441 Orleans Ave, New Orleans, LA 70119 |  (504) 603-2344

    Gabrielle has the best gumbo in New Orleans

    Here’s what one reviewer says about Gabrielle’s: “It’s a family-owned and run so it provides great welcoming atmosphere. A loaf of fresh warm bread welcomes you as you await for your entre. We ordered the fish on a crab cake and served with corn and snap peas – it was really tasty and fresh. Then we also ordered the duck per the server’s recommendation, this was also great.”

    Grand Isle Restaurant

    575 Convention Center Blvd, New Orleans, LA 70130 | (504) 520-8530

    Grand Isle Restaurant has the best gumbo in New Orleans.

    Here’s what one customer says about Grand Isle Restaurant: “Amazing seafood! Restaurant was nice, service was great! Definitely 5 stars, and will return!! I had the Blackened Gulf fish, hot Crab dip.”

    Gumbo Ya-Ya

    600 Decatur St, New Orleans, LA 70130 | (504) 291-8600

    Gumbo Ya-Ya

    Here’s what one customer says about Gumbo Ya-Ya: “We stopped by this gumbo place as we were walking toward the French Quarter. It was supposed to be a 30 minute wait but we were seated in about 10 mins. We ordered a seven steaks gumbo with jambalaya rice topping and a seafood and okra gumbo also with jambalaya rice topping for $6.50 each. It was a good portion, tasty, and filling. The view was very romantic and beautiful! And the service was fast and awesome – Kori was our server!”

    Here are more of New Orleans’ top gumbo spots.

    Where To Get The Best Beignets

    Do you love beignets (who doesn’t love beignets)? These spots have the best ones around New Orleans.

    Streetcar Cafe

    312 St Charles Ave, New Orleans, LA 70130 | (504) 218-7256

    Streetcar cafe has the best beignets in New Orleans.

    Here is what one customer says about Streetcar Cafe: “Best beignets I ever ate. They were huge. 3 covered a plate.”

    The Vintage

    3121 Magazine St, New Orleans, LA 70115 | (504) 324-7144

    The Vintage has the best beignets in New Orleans.

    Here is what one customer says about The Vintage: “Best beignets in New Orleans, very light and fluffy!! I highly recommend giving them a try!”

    Loretta’s Authentic Pralines

    13 French Market Pl, New Orleans, LA 70116 |  (504) 323-8350

    Loretta's Authentic Pralines has the best beignets in New Orleans

    Here is what one reviewer says about Loretta’s Authentic Pralines (French Market): “Beignets are the best! Far better than any other place in my opinion. These are light and fluffy, others are heavy and more like a pound cake or bread. Not my favorite pralines, but not the worst in town either.”

    Here’s more on the best beignets in New Orleans.

    Where To Find The Best Po-Boys

    Here are some of the best places to find those good po-boys in New Orleans:

    Parkway Bakery

    538 Hagan Ave, New Orleans, LA 70119 | (504) 482-3047

    po-boy Parkway Tavern

    Here is what one customer says about Parkway Bakery, which is the home of the po-boy: “My first trip to New Orleans and my first stop to eat was Parkway Bakery and Tavern for a Fried Shrimp Poor Boy Dressed. This and a Sweet Tea hit the spot. Great place to eat and a must if you are wanting a Poor Boy. I’ve been other places to get a Po Boy, but nothing like getting one in New Orleans. I highly recommend making a trip to Parkway and get your Poor Boy fix. Just need one in North Alabama. This was my first time dining here.”

    Domilise’s Po-Boy & Bar

    5240 Annunciation St, New Orleans, LA 70115 | (504) 899-9126

    Domilise's Po-Boy & Bar

    Here’s what one reviewer says about Domilie’s: “Great little place. Classic NOLA po-boys. Quick service. Was not dine in when we were there, but it was 70 degrees outside with clear blue skies and our crew got a variety of sandwiches: shrimp, roast beef, ham/cheese – they were all good. Great fries – very substantial.”

    Guy’s Po-Boys

    5259 Magazine St, New Orleans, LA 70115 |  (504) 891-5025

    Guy's Po-Boys are the best poboys

    Here’s what one custome says about Guy’s Po-Boys: “Amazing! Loved our shrimp po boy! Cheese fries were nothing to write home about. Staff was super friendly and we loved this quaint spot!”

    Here’s more on the best po-boys in New Orleans.

    Where To Find The Best Jambalaya In New Orleans

    Now let’s look at some top places for some good old jambalaya.

    Gumbo Shop

    630 St Peter, New Orleans, LA 70116 |  (504) 525-1486

    Gumbo Shop has the best jambalaya in New Orleans

    Here’s what one reviewer says about the Gumbo Shop: “Best jambalaya in New Orleans. We were there for 8 days and searched out the best places for jambalaya on the internet… and we tried them all. This one was absolutely the best!”

    New Orleans Creole Cookery

    508 Toulouse St, New Orleans, LA 70130 | (504) 524-9632

    New Orleans Creole Cookery has some of the best jambalaya in New Orleans.

    Here’s what one customer says about New Orleans Creole Cookery: “The absolute BEST Jambalaya I have ever had In my life!!! I took a girls trip to New Orleans and found this little place by accident and we were so glad I did! We made sure to go back before we left! The jambalaya, the catfish and the hush puppies were to LIVE for!! Precious (The hostess) is the sweetest person, and the waiters (I don’t remember the first ones name I just remember he said he was newish but he was amazing) the second ones name was James and he was also amazing. I definitely recommend stopping through here if you want great cuisine!”

    Mulate’s — The Original Cajun Restaurant

    201 Julia St, New Orleans, LA 70130 | (504) 522-1492

    Mulate's has the best jambalaya in New Orleans.

    Here’s what one customer says about Mulate’s: “The bread pudding is the best! Very good jambalaya. Good live Zydeco band!”

    Final Word

    New Orleans food is legendary around the world, but you might e surprised to learn which dishes stand out the most to people.

    If you’re the type of person that doesn’t get out much, you’re missing out on the city’s top-notch cuisine. You can get your food to go or even delivered to you in most cases.

    New Orleans is not only a world-class city, but a cultural centerpiece of the Southeast, from restaurants to its parks, the city stands out as a place to visit and live. Looking for something to do in the city? What To See And Do In New Orleans.

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  • best Garden District homes in New Orleans

    What And Where Is The Garden District In New Orleans?

    2 Min Read

    One of the most renown areas of New Orleans is the Garden District. Like its name implies, the Garden District is full of lush greenery, but that’s not all.

    In this article, we’ll tell you everything you need to know about New Orleans’ Garden District.

    What Is The Garden District In New Orleans?

    The Garden District is a historic neighborhood located in the Uptown area of New Orleans. It is roughly bounded by St. Charles Avenue to the east, Magazine Street to the west, Toledano Street to the north, and First Street to the south. The neighborhood is known for its beautiful homes, gardens, and oak-lined streets, and it’s a popular destination for tourists and locals alike.

    Some of the main attractions in the Garden District include Lafayette Cemetery No. 1, the Commander’s Palace restaurant, and the Magazine Street shopping district. The Garden District is easily accessible by streetcar or car, and it’s just a short ride from the French Quarter.

    Where Is The Garden District Located?

    Many people confuse the border streets that make up the Garden District. It is comprised of Magazine Street, Josephine Street, Carondelet, and Delachaise Streets, partially including some areas facing along St. Charles Avenue except at the intersection of Jackson and Street.

    Here is a map of the Garden District so you can find it.

    Garden District map in New Orleans

    Final Word

    New Orleans is a beautiful place with some great neighborhoods. Unlike some homes in Louisiana, those in the Garden District are all stately and expensive. The city really does has something for everyone, and there’s always something new to discover.

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  • best mattresses to buy right now

    Comfy And Cost-Effective: Best Mattresses For 2023

    3 Min Read

    Adequate sleep is one of the best ways to take care of your health. One of the best ways to do that is to invest in a good mattress that allows you to rest well.

    This article is going to show you some of the top mattresses on the market right now. All of these items are available to purchase online.

    Here Are The Best Mattresses For Good Sleep

    We will specifically discuss the following types of mattresses:

    Mattresses are one of those items that customers have very little middle ground about. They either love them — meaning they got great sleep — or they hate them (they didn’t sleep at all).

    Best Mattresses Overall

    So, the following products we’ll showcase have features that many customers enjoy and have found to be valuable.

    Ashley Furniture Memory Foam Mattress

    Buy Now

    Zinus 12-Inch Green Tea Memory Foam Mattress

    Buy Now

    Gel-Infused Memory Foam Mattress

    Buy Now

    Medium Firm Feel Mattress (10-Year Warranty)

    Buy Now

    Gem Memory Foam Bonus Pillow Mattress

    Buy Now

    Best Mattresses For Side Sleepers

    According to a research study, sleep participants spent 54.1% in the side position.  Side sleepers quite literally put themselves in an untenable position. Not only does the habit of sleeping on your side, but uneven strain on a mattress, but it just hurts the body after a while.

    If you want a mattress that’s best for side sleepers, you need to consider those with contouring features.

    Best Mattresses For Back Pain

    If back pain is a problem of yours, many mattresses may contribute to the issue rather than it solve it, unfortunately. But there are some brands that work better than others.

    Here are the best mattresses to relieve back pain.

    Final Word

    Although once you get to sleep, it’s been said that a good mattress is a dream, one thing we know for sure is that you pay for what you get.

    Taking the time to research top mattresses, especially those that fit your particular condition whether it’s back pain or you’re a side sleeper, is worth it.

    We hope that you’ve found a mattress that helps you to rest comfortably. Sleep tight.

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  • used cell phone nola

    Should You Buy A Used Cell Phone?

    3 Min Read

    The only thing better than a brand-new cell phone is a used one. Why is that? Because of the money you could possibly save.

    In this article, we’ll consider some reasons why buying a used cell phone makes sense.

    Should I Buy A Used Cell Phone?

    Whether or not you should buy a used cell phone depends on a variety of factors, such as your budget, the condition of the phone, if you know how to operate it and your personal preferences.

    Here are some things to consider:

    Cost

    Used cell phones are generally cheaper than new ones. If you are on a tight budget and can’t afford to buy a new phone, a used phone might be a good option.

    What Should I Pay For A Used Cell Phone?

    Prices for used cell phones vary based on how old they are and the brand. Here are some used cell phones for sale online.

    TCL 10L, Unlocked Android Smartphone 256GB

    Buy: $249

    Apple iPhone XR, 64GB, Black – Fully Unlocked (Renewed)

    Buy: $217

    Apple iPhone 8 Plus, Fully Unlocked, 256 GB – Space Gray (Renewed)

    Buy: $230

    it’s true that nothing beats shopping in person. If you want to visit a store in person to buy a phone, you can do that too.

    Condition

    Make sure to inspect the phone thoroughly before purchasing. Look for any visible damage, such as cracks, scratches, or dents. Check if all the buttons and features are working properly. Also, check the battery health and any water damage indicators.

    Warranty

    Most used phones do not come with a warranty, which means that if something goes wrong with the phone, you’ll be responsible for the repair costs. Some sellers may offer a limited warranty or return policy, so make sure to ask about that.

    Software Updates

    Older phones may not be compatible with the latest operating system updates, so you may not have access to all the latest features and apps.

    Security

    Make sure to reset the phone to its factory settings before using it. Check for any suspicious apps or files, and be aware that the phone may have been compromised with malware or spyware.

    Final Word

    In general, buying a used cell phone can be a good option if you do your research and make an informed decision. Just make sure to check the condition, warranty, and security of the phone before making a purchase. Read our guide on where to find used phones in New Orleans.

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  • best things to do this weekend in New Orleans

    Cool Things To Do In New Orleans This Weekend

    3 Min Read

    Louisiana’s most famous city has a lot of things to get into on a normal day. Nola weekends are jam-packed with events.

    New Orleans is a unique and vibrant city with a rich history and culture, and there are many cool things to do and see. Here are some suggestions:

    Visit the French Quarter

    French Quarter in New Orleans

    The heart of New Orleans, the French Quarter is known for its colorful buildings, historic architecture, and lively atmosphere. Explore the charming streets, grab some beignets at Cafe du Monde, and listen to some live music on Bourbon Street.

    Take a Ghost Tour

    New Orleans is known for its haunted history, and there are many ghost tours that will take you through the city’s most haunted places, such as the LaLaurie Mansion and St. Louis Cemetery No. 1.

    Go On a Swamp Tour

    Best New Orleans swamp tours

    Louisiana is home to many alligators and other wildlife, and a swamp tour is a great way to see them up close. Take a boat tour through the bayous and swamps, and learn about the unique ecosystem of the region.

    Eat Some Delicious Creole And Cajun Food

    best catfish in New Orleans

    New Orleans is famous for its cuisine, including gumbo, jambalaya, po-boys, and crawfish. Sample some of the city’s best dishes at local restaurants such as Commander’s Palace, Coquette, and Willie Mae’s Scotch House.

    Visit the National World War II Museum

    WWII National Museum in New Orleans

    This museum is dedicated to telling the story of the American experience in World War II, and features exhibits, artifacts, and interactive displays.

    Take a Streetcar Ride

    New Orleans has several historic streetcar lines that run through the city, and riding one is a fun and unique way to see the sights. Take the St. Charles line to see some of the city’s beautiful historic homes.

    Enjoy Some Live Music

    best live music in New Orleans

    New Orleans is known as the birthplace of jazz, and there are many live music venues throughout the city. Check out Preservation Hall, Tipitina’s, or The Spotted Cat Music Club for some great live music.

    Visit the Garden District

    Garden District in New Orleans is the best place to visit.

    This historic neighborhood is known for its beautiful homes, gardens, and oak-lined streets. Take a walk through the neighborhood, and stop by Lafayette Cemetery No. 1 to see some of the city’s unique above-ground tombs.

    Final Word

    These are just a few of the many cool things to do in New Orleans. The city has something for everyone, and there’s always something new to discover.

    More From NolaFi.com:

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    Take A Look At These Top Freelance Jobs

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  • travel insurance

    Should I Buy Travel Insurance?

    4 Min Read

    If you’re going on a really expensive trip soon, one of the best ways to protect yourself is to buy some travel insurance. Yes, it costs money, but you’re also buying peace of mind.

    Do you need travel insurance? This article will explain it to you in-depth.

    Do I Need To Buy Travel Insurance?

    Some people may not believe that travel insurance is a necessity, but your decision largely depends on the details surrounding your trip.

    Is the travel provider, no matter if it’s a cruise ship or airline, giving passengers vouchers or refunds if the trip is canceled? That’s a key question that you need to know before you book your trip.

    If your travel provider isn’t covering you for trip interruptions, including cancellations, then you will need to buy travel coverage.

    The reason that question is important is because travel insurance covers two things related to your trip:

    • Your reservation
    • Your health expenses

    Travel insurance protects you by covering your financial losses caused by a trip interruption, which could include everything from lost luggage to missed airline connections.

    Is Is Wise To Buy Travel Insurance?

    Yes, it is generally wise to buy travel insurance, especially if you are traveling to a foreign country or engaging in activities that carry some risk. Travel insurance can provide peace of mind and financial protection in case of unexpected events, such as trip cancellation, trip interruption, medical emergencies, lost or stolen baggage, and other travel-related problems.

    The cost of travel insurance varies depending on the level of coverage and the length of your trip. However, it is usually a small percentage of the total cost of your trip, and the benefits can be well worth the cost.

    Before buying travel insurance, be sure to carefully review the policy terms and conditions, including coverage limits, exclusions, and the claims process. Consider purchasing from a reputable provider and comparing quotes from multiple companies to ensure you are getting the best value for your money.

    3 Reasons Why You Should Buy Trip Insurance

    Anyway, here are three reasons why you need to buy trip insurance right after you’ve booked your travel.

    1. You Can Cover Yourself Late

    Trip insurance is viable as long as you purchase it before your flight or disembarkation.

    Trip Insurance can be purchased as late as the day before you travel. That means you could theoretically wait things out to see if they get better. Just don’t wait too late!

    2. Cover Your Medical Expenses

    If you have an accident or scary medical situation in another country, your bill may be sky high because your insurance doesn’t travel with you. You’ll be subject to the laws of the land.

    The only way you can ensure that emergency medical assistance is covered is if you have trip insurance.

    3. Have Peace Of Mind

    Another reason you should purchase trip insurance is for peace of mind. Having a missed flight or cancellation can worry you to no end, if you let it. With trip insurance, you can rest easy knowing that you’re covered.

    Final Word

    Travel insurance is one of those expenses that you seldom think about when it comes to taking a weekend getaway or longer trip.

    Flying in and out of New Orleans is easier than ever after the Louis Armstrong Airport remodel.

    New Orleans is a top destination for air travelers the world over. The reason? The city’s vibrant culture, top-notch cuisine and its many things to do and see.Looking to visit the Crescent City? Here’s the cheapest time to travel to New Orleans.

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  • How to create a budget

    The #1 Thing You Must Do To Save Money This Year

    3 Min Read

    Money doesn’t grow on trees, but it can slowly add up if you have a strategy to save cash. Do you want to know how you can keep more of the money you earn? Keep reading.

    Here’s What You Have To Do To Save Money

    The #1 thing you have to do to save money is to create a budget. The importance of one can’t be overstated. No matter what big purchase you make in your life, you’ll need a budget to make it happen.

    What Is A Budget?

    A budget is a ledger of your financial transactions. The three things every budget has in common are:

    • A list of transaction
    • A description of the transaction
    • Dates of the transaction

    A budget is a timelessly effective way to keep track of and control your spending. A workable budget will allow you to keep control of your expenses so that you don’t go into debt every month.

    How To Create A Budget

    To create a budget, here are the steps you need to take:

    Write Down Your Financial Obligations

    When you write down your financial obligations, aka bills, you’ll see what you’re working with. They will typically include:

    • Mortgage
    • Car note
    • Car insurance
    • Utilities
    • Day Care
    • Food Expenses
    • Gas Money
    • Credit Card Debt
    • Student Loans

    Calculate Your Monthly Income

    Next it’s time to gather all your pay stubs to add up how much your net income is at the end of the month. This figure will tell you what you’re capable of spending every 30 days without losing your shirt.

    Here are some free budget calculators you can use:

    Balance The Two

    Now comes the mathematics: Compare your monthly net income to your expenses to find out if you can continue to afford the lifestyle you’re currently maintaining.

    Are you saving for a house? If so, then you’ll want to compensate for that money by scaling back on one or two or three expenses.

    Continue to trim your expenses if you find that you’re not using some of the things you’re paying for. That includes gym memberships, streaming subscriptions and more.

    Final Word

    If you’ve ever wondered how much money you actually make each month, the way to do that is by creating a budget.

    It’s time you took your finances seriously and start to invest in your future. The easiest way to do that is to know how much money you have coming in and going out each month. Yes, you need to create a budget.

    If you value money, you know how hard you have to work to get it. And that makes you want to set some aside when you can. It’s called saving money, and it’s the thing to do today.

    Budgeting is the linchpin of proper financial management — and an important first step in saving money.

    Don’t think you have to do it all by yourself. Let technology help you budget your money. Here are some free apps you can use that are designed to make budgeting easier.

    Your local bank may also have some online tools you can use to help you budget your money better. It doesn’t matter what tool you use, the important thing is that you devise a budget!

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