• Saints-Falcons Game -- How To Watch: Stream, TV, Radio Options

    How To Watch The Saints Game: New Orleans Vs. Washington Commanders: Stream, TV, Radio Options

    2 Min Read

    The New Orleans Saints play the Washington Commanders on Sunday in the dome. New Orleans needs a win badly to stay in playoff contention, but it’s going to be tough. Coach Rizzi has them playing good ball, but will it be enough?

    The Saints schedule remains tough. Will you watch the Saints game?

    This article will tell you how you can watch the Saints game in your home without missing a single play.

    How To Watch The Saints Game

    • What: New Orleans Saints (5-8) vs. Washington Commanders (8-5)
    • When: Sunday, Dec. 15, 2024 at 1:00 p.m. ET
    • Location: Little Caesars Superdome New Orleans, La.

    TVAmazon Prime Video

    How To Stream The Saints Game

    You can watch the Saints game for free at fubuTV, which has a 7-day trial. Watch immediately upon signup.

    • Outside the market: Watch live out-of-market preseason games and replay every game of the season with the NFL+ app. For those outside the country, use GamePass International

    Radio92.9-FM The Game, usually broadcasts the game. SiriusXM Radio broadcasts NFL games as well.

    Saints vs. Washington: A History

    Historically, the Saints and the Redskins have faced each other numerous times since the Saints’ inception. The series record has been competitive, with each team enjoying stretches of success.

    The teams have had several memorable games, including playoffs and regular-season contests. One notable game occurred on November 2, 1987, when the Saints defeated the Redskins 44-0, marking one of the largest margins of victory in the series.

    Another significant moment came during the 2009 NFL season, when the Saints were on their way to a Super Bowl victory, further enhancing their reputation and rivalry against other teams, including Washington. 

    Final Word

    Football is a religion in the South. Want to leave the house? Catch all the Saints games at your favorite local bar.

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  • how to cancel YoutubeTV

    5 Easy Steps To Cancel YouTubeTV

    4 Min Read

    As great as YouTubeTV is, there comes a time when the monthly charge doesn’t seem worth it. That’s when you cancel.

    In this article, I’ll show you how to cancel your YouTubeTV streaming service.

    Easy Steps To Cancel YouTubeTV

    Cancelling your YouTube TV subscription can be done easily through the website or the mobile app. Here are the steps for both methods:

    Cancelling YouTube TV on a Computer:

    1. Sign In: Go to the YouTube TV and sign in using your Google account.
    2. Access Settings: Click on your profile icon in the upper right corner of the screen. From the dropdown menu, select Settings.
    3. Go to Membership Settings: In the settings menu, navigate to “Membership.”
    4. Cancel Membership: You’ll see your subscription details. Click on the “Cancel Membership” button. Follow the on-screen prompts to complete the cancellation process.
    5. Confirm Cancellation: You may be asked to confirm your cancellation. Make sure to read any information regarding the end date of your subscription.

    How To Cancel YouTube TV on the Mobile App

    1. Open YouTube TV App: Launch the YouTube TV app on your mobile device.
    2. Sign In: If you’re not already signed in, enter your credentials.
    3. Go to Settings: Tap on your profile icon in the upper right corner, then select “Settings.”
    4. Membership: Choose “Membership.”
    5. Cancel Membership: Tap on the “Cancel Membership” option and follow the instructions to complete the cancellation.
    6. Confirm Cancellation: Confirm your decision if prompted, and check for details regarding your membership termination.

    How Does Canceling YouTubeTV Affect Your Billing Cycle?

    Cancellation will usually stop future billing, but you may still have access to YouTube TV until the end of your current billing cycle.

    If you decide to return, you can resubscribe at any time. YouTube TV typically does not offer refunds for partial months; your access will continue until the end of the current billing period. If you face any difficulties or have specific questions regarding your account, you may want to reach out to YouTube TV support for further assistance.

    Now Why Would I Want To Cancel YouTubeTV?

    I loved YouTubeTV, but I did have some valid reasons to cancel my subscription — or should I say reasons. Here are three common ones I experienced:

    1. Cost Considerations

    Streaming services can add up over time, and if you’re looking to cut costs, cancelling YouTube TV may be a priority, especially if you find cheaper alternatives or decide to shift to on-demand streaming platforms.

    If you find that you aren’t utilizing the service enough to justify the monthly cost or if the pricing has increased and created a financial burden, it might be a good reason to reconsider your subscription.

    2. Content Availability

    If you find that YouTube TV does not offer the channels or content you are interested in, or if a major network you watch frequently is removed from the lineup, that could be a compelling reason to cancel.

    With the growing number of streaming platforms, many people find that another service meets their content needs better, whether through better live options, exclusive shows, or a more appealing library of on-demand content. ###

    3. Usage Patterns

    If you’ve noticed that you rarely watch live TV or haven’t been using the service as much as you used to, it may not make sense to continue paying for it.

    Some users prefer on-demand content, which can be found on multiple other platforms, often at a lower cost.

    If lifestyle changes, such as working more hours, changes in family dynamics, or a shift to more outdoor/physical activities have reduced your TV watching time, cancelling may align better with your current entertainment habits.

    Final Word

    Ultimately, the decision to cancel YouTube TV should be based on a careful consideration of personal needs, preferences, and financial circumstances.

    There are other streaming services out there that may fit your wallet and circumstances much better.

    More From Nolafi.com:

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  • cheap travel internationally

    How To Travel For Cheap For 2025

    4 Min Read

    Traveling for less takes patience, and most importantly, determination, but don’t think for a second that you can’t do it each and every time you plan a trip.

    This article will show you how you can travel for cheap anywhere in the world this fall. You can use these money-saving tips anytime of the year.

    In This Article:

    Research Cheap Fares

    The #1 way to start your journey to finding cheap fares is to research online. Don’t book on the first travel site that you run across. This step takes some real research.

    Sites like Priceline, Orbitz and Google Flights are great resources to find cheap flights.

    Kayak has a map that shows you cheap fares. So does Google Flights.

    You’ll also want to consider whether you need travel insurance, which could cover you in the event something unexpected happens.

    Consider purchasing travel insurance to protect yourself against unexpected events, such as trip cancellations, medical emergencies, or lost luggage. Many insurance providers offer coverage specifically for travel to Rome.

    Be Flexible

    Flexibility is perhaps the most important strategy in finding cheap flights. It pays to know whether the timeframe you plan to travel is the destination’s peak tourist season or offseason, when things are cheaper.

    If you’re locked in on a date and can’t change it, the likelihood is that you’ll pay more.

    Know The Exchange Rate

    If you’re traveling to another country which has a favorable exchange rate compared to the U.S. dollar, you can save money by buying things there.

    For example, the euro is trending lower than the dollar right now, which means you can pay for things like food or other expenses for less.

    Use this Historical Currency Converter to research how much a particular country’s money has increased or decreased in value.

    Get A Sightseeing Pass

    Some cities have what is called a sightseeing pass or city tourism pass. That is usually the cheapest way to experience several of a destination’s top landmarks for less.

    Before you book your travel, research the particular city you’re going to and see what it offers where sightseeing passes are concerned. They typically offer bundled deals that are less expensive than buying admission tickets a la carte.

    Stay Near A Big City

    Tourist destinations attract visitors for a reason: They have the amenities, landmarks and infrastructure to accommodate travelers. The downside is that visitors will pay a premium to stay there, but if you fly into a major city but stay outside the city, you can save on lodging.

    Of course, you’ll bear some expense to travel in and out of the travel destination each day, but depending on where you book your hotel, it could be worth it by a lot.

    Book Free Tours

    Always search for free tours and book early. That way, you get to experience the city on your own terms without it costing you an arm and a leg.

    Free tours may not include many of the stops or features that a paid tour will have, but it will let you know what you need to pay for.

    Book At The Right Time

    Buying a flight at the last minute will be expensive. If you can help it, try to book at least a month out to get a reasonably priced fare. Anything within three weeks will likely be higher.

    For lodging, Airbnb used to be the best bargain, but that’s not necessarily the case anymore. Hotels are increasingly offering flat rate deals that are competitively priced.

    If you don’t mind living with strangers, CouchSurfing offers some cheap options.

    Save On Food

    One website that allows you to see what most locals are eating in any given country is EatWith, which shows you immersive culinary experiences.

    Take Advantage Of Lunch Specials

    If you want to experience a certain restaurant you’ve read about, don’t wait until dinner when the menu is pricey. Go to lunch!

    The lunch menu is typically cheaper than any other time of the day, so that’s when you should patronize that particular restaurant you’ve always wanted to try.

    Final Word

    You can travel for less if you keep your goal in front of you: saving money. That means you need to use travel apps and other strategies that help you lower your expenses.

    Here are cheap flights from New Orleans.

    More From NolaFi.com:

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  • How to save for holiday travel

    How To Save Money On Holiday Travel In 2025

    4 Min Read

    Traveling for less may seem like just a dream, but it’s very achievable after holidays like Christmas and New Year’s Day. For 2025, you can keep a lot of your travel money, if you know how to do it.

    This article will show you how to save money on travel for Thanksgiving and Christmas if you’re an apprehensive traveler. Here’s what you need to know about flying this holiday season.

    How To Save Money On Travel This Year

    For the fall, there have been some good sales, especially with Southwest Airlines, so you can save money if you want to. The real issue is whether you’re ready to risk it all to fly to a vacation destination or home for the holidays.

    Read our in-depth Travel Savings Guide to see how to take trips for less.

    If you want to know what safety measures airlines have put in place, here’s what to know:

    Typically, you may be asked to quarantine from 10 to 14 days, so you’d better have some vacation days to spare.

    How To Save On Holiday Travel

    Let’s talk about some ways you can save on holiday travel. Always check Southwest’s Fare Calendar for days with cheaper prices. If you’re traveling abroad, I love Going.com as well. Here’s how to save on airfares for cheap travel anywhere in the world.

    1. Be Flexible With Your Travel Dates

    The Sunday after a holiday weekend is always the most expensive day to travel. Make sure you remain flexible so that you can book the cheapest travel days, which are typically a few days earlier or later than the weekend.

    The cheapest days to buy travel is typically a couple days before a holiday — except when those days happen to fall on any of the three weekend days. So that means buying on Tuesday through Thursday is typically your best bet.

    2. Pack One Bag Only

    If you want to save money, always only take one travel bag with you. Most airlines charge between $30 to $40 for a carryon bag. That’s up to $80 coming and going.

    For example, Delta Air Lines charges $40 for a second checked bag.

    Delta baggage fee

    Even if you have to wear the same thing for a day, it’s worth it to save on baggage fees.

    3. Look For Travel Bundles

    If you need a rental car, you can save money if you bundle that purchase with your airfare. The same is true for hotels, although you typically won’t need one if you’re going home for the holidays.

    Travel sites like Priceline and Orbitz has deals galore on trip bundles that include flights and hotel itineraries.

    4. Compare Prices

    Consider alternate airports or destinations that may have lower fares.

    Check prices for nearby airports, as they might offer more affordable options.

    For example, flying out of New Orleans may be more affordable than flying out of Baton Rouge.

    Final Words

    Money-saving travel is more of an art than science, but you can save for the holidays if you put your mind to it.

    The main thing you need to remember is that airline travel has changed drastically since early 2020. You will need to pack differently, including bringing plenty of masks and gloves.

    You will also need to adjust your eating habits as many restaurants close their kitchens earlier or still have limited menus.

    Whatever you do, try to have fun and be safe on your travels.

    To New Orleans is one of the most convenient places to travel to and from. A large part of that is because Louis Armstrong International Airport is so accessible.

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  • best travel luggage for trip

    Here Is the Best Quality Luggage for Your Travels

    4 Min Read

    Once you take the time to select quality travel luggage, it can make your getaways go much smoother.

    And don’t get caught up in name-brand luggage or strictly leather material. I’m here to tell you that you can find great travel luggage that costs a fraction of the cost you’ll often see in the stores.

    Best Travel Luggage Options

    olling Duffle Bag with Wheels – 31″ 120L Foldable Weekender Bag

    Rolling Duffle Bag with Wheels - 31" 120L Foldable Weekender Bag

    Buy It

    Here’s what one reviewer says about the Eagle Creek bag: “This is one of the only suitcases that meets international flight size requirements for carry on luggage. The wheels and handle work well. However, the handle takes up a large amount of space in the suitcase and the spacing of the handles makes packing anything else awkward. The zippers are also fragile and a bit hard to zip.”

    TUMI – Voyageur Celina Backpack – Travel Backpack for Women

    TUMI - Voyageur Celina Backpack - Travel Backpack for Women

    Buy It

    Here’s what one reviewer says about this Tumi bag: “This is the perfect back pack for me. Not to big, and not to small. I used this as my carry on for a recent flight. The material is easy to clean. There are 2 zippers at the top of the main compartment that go to each side so it opens wide and it is easy to get into the bottom of bag.”

    Samsonite Winfield 2 Hardside Carry-On

    Samsonite Winfield 2 Hardside Carry-On

    Buy It

    Here’s what one reviewer says about this Briggs & Riley bag: “Pretty nice but expensive bag.
    Quality appears to be very good. CX feature great.
    Once and for all, this bag does not measure 21 inches tall overall!

    Here are some key tips to help you pick the perfect bag:


    1. Consider the Type of Luggage

    • Carry-On: Ideal for short trips or avoiding checked baggage fees. Check airline size restrictions.
    • Checked Luggage: Great for longer trips when you need more space.
    • Duffel Bags: Lightweight and versatile, perfect for casual travel or road trips.
    • Backpacks: Excellent for adventure or budget travel.

    2. Durability is Key

    • Material:
      • Hard-Shell (Polycarbonate or ABS): Offers better protection for fragile items but may scratch.
      • Soft-Shell (Nylon or Polyester): More flexible, often lighter, and easier to fit in tight spaces.
    • Zippers: Look for sturdy, smooth-gliding zippers. YKK zippers are a good benchmark for quality.
    • Handles and Stitching: Ensure handles are sturdy and stitching is reinforced.

    3. Check the Wheels

    • Spinner Wheels (4 wheels): Provide 360-degree maneuverability and are easier to move.
    • Roller Wheels (2 wheels): Better for rough terrain but require more effort to pull.
    • Test the wheels for smooth rolling and stability.

    4. Pay Attention to Size and Weight

    • Lightweight luggage allows you to carry more without exceeding airline weight limits.
    • Ensure the size meets your travel needs while complying with airline restrictions.

    5. Evaluate Organizational Features

    • Compartments: Internal and external pockets help keep your items organized.
    • Expandable Space: Useful for trips where you may return with more than you packed.
    • Compression Straps: Keep your belongings secure and save space.

    6. Security Features

    • Look for built-in TSA-approved locks for convenience during airport screenings.
    • Anti-theft zippers or slash-resistant materials are helpful for international travel.

    7. Brand Reputation and Warranty

    • Opt for well-known brands like Samsonite, Away, or Travelpro, which often provide warranties.
    • Research reviews to learn about durability and customer satisfaction.

    8. Test It in Person (if Possible)

    • Lift it, wheel it around, and test the handles. Ensure it feels comfortable and suits your height.

    9. Aesthetic and Style

    • Choose a color or pattern that stands out to spot your luggage easily at baggage claim.

    10. Budget Wisely

    • Invest in quality; durable luggage saves money in the long run by avoiding replacements.

    Let me know if you’d like recommendations for specific brands or luggage types!

    Final Word

    You can travel for less if you keep your goal in front of you: saving money. That means you need to use travel apps and other strategies that help you lower your expenses.

    Here are cheap flights from New Orleans.

    More From NolaFi.com:

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  • New Orleans grocery stores open for holiday

    What Grocery Stores Are Open For Thanksgiving In Baton Rouge?

    3 Min Read

    If you’re thinking of heading to the grocery store in Baton Rouge for Thanksgiving, you’ve got some last-minute choices.

    This article will tell you everything you need to know about the Thanksgiving Day store hours for the major supermarket chains around New Orleans.

    Is Walmart, Rouses, Winn-Dixie, Costco, Whole Foods And More Open For Thanksgiving?

    On holidays we know that grocery store hours tend to change. Some stores are closed, while some adjust their hours to remain open just a while.

    For the latest information, you should call your local grocery store to see if they have changed their hours on any particular day.

    What Are Costco’s Holiday Hours?

    Costco usually stays open from 10 a.m. to 8:30 p.m. daily. For Thanksgiving, the store will be closed.

    What Are Rouses’ Holiday Hours?

    Rouses says it will open at 7 a.m. to 2 p.m. for Thanksgiving, the store will be closed after that but will open for Black Friday

    Sam’s Club Holiday Hours

    Sam’s Club has altered its operating hours during the holidays, including on Thanksgiving, The store will be closed so that store associates and other workers can enjoy the day with their families.

    Here are Sam’s Club’s holiday hours in Atlanta:

    • Nov. 28: Closed – (Thanksgiving Day)

    Trader Joe’s

    Trader Joe’s will be closed on Thanksgiving in New Orleans.

    Is Winn-Dixie Open on Thanksgiving?

    Winn-Dixie will be closed on Thanksgiving in New Orleans.

    Is Walmart Open On Thanksgiving?

    Walmart will be closed on Thanksgiving Day. Aside from Christmas, it’s the only day of the year when Walmarts all over are shut down.

    Walmart Holiday Hours:

    • Nov. 28: Closed (Thanksgiving Day)

    Whole Foods Holiday Hours

    Whole Foods is operating on modified hours during the holidays, including on Thanksgiving,

    Here are Whole Foods holiday hours in Atlanta:

    • Nov 28: 7 a.m. – 3 p.m. (Thanksgiving Day)

    What’s Open On Thanksgiving In Baton Rouge?

    In addition to major groceries stores, the following stores are also open for Thanksgiving:

    Final Word

    Baton Rouge has become a destination city in the last decade. Up the road, you’ll findAmerica’s premier convention city, New Orleans, which is known for its many festivals, parties and events. Is the city safe? Of course. That also means that Nola is also a top travel destination.

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  • Louisiana area code

    What Are Louisiana’s Area Codes?

    3 Min Read

    The area codes available in Louisiana are as varied as the food around these parts? Do you know the digits?

    This article is going to tell you everything about Louisiana’s area codes, including those in Baton Rouge and the New Orleans area.

    How Many Area Codes Does Louisiana Have?

    Louisiana has four area codes as of this writing. Here are all of the Louisiana area codes.

    Area codesLouisiana Cities
    225Baton Rouge Area
    318Lafayette, Lake Charles
    337New Orleans, Metairie
    504Shreveport-Bossier City

    If you need to call New Orleans, you need to know the different area codes in the city. While 504 is the official New Orleans area code, it’s possible that you run across some other numbers in the region.

    How Many Areas Codes Are In New Orleans?

    New Orleans has one official area code: 504.

    It used to be that you could dial a local New Orleans number without including the 504 prefix, but that is no longer the case.

    Since October 2021, you must dial 504 to reach New Orleans residents and businesses in the area. The same is the case for southwest Louisana’s 337 area code.

    What Are The Main Area Codes In South Louisiana?

    In South Louisiana, several area codes are prominent. As of my last knowledge update in September 2021, some of the most notable area codes in this region include:

    1. 504: This area code covers the New Orleans metropolitan area and its surrounding communities.
    2. 225: The 225 area code serves the Baton Rouge metropolitan area, the capital city of Louisiana.
    3. 337: This area code covers southwestern Louisiana, including cities like Lafayette, Lake Charles, and Alexandria.
    4. 985: The 985 area code includes the Northshore region of Lake Pontchartrain, with cities like Covington and Slidell.
    5. 318: This area code serves northern and central Louisiana, including cities like Shreveport and Alexandria.

    One thing to take note of is that area codes can change, and new ones may be introduced to accommodate population growth and increasing demand for phone numbers. It’s always a good idea to check with local telephone directories or service providers for the most up-to-date information on area codes in South Louisiana.

    Final Word

    Louisiana is a huge state geographically speaking. If you need to make a call to one of its numerous regions, do you know the area code?

    If you’re calling someone in Louisiana, you’ll use either the 504, 225, 337 or 985 area codes.

    Ever received an unlisted call and wanted to find out who dialed your phone? Now you can.

    Here’s how to use reverse call lookup for FREE.

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  • best gumbo recipe New Orleans-style

    How To Make Seafood Gumbo New Orleans-Style

    3 Min Read

    What can be more tasty than a hot bowl of delicious gumbo? Not many things for lunch or dinner. Many a New Orleans cook and chef have prepared the dish to perfection with select ingredients.

    In this article, we’ll show you how to make some terrific, tasty and flavorful gumbo.

    How To Make Gumbo New Orleans-Style

    The recipe for gumbo, like many stews in the Bayou, includes the “Holy Trinity” of ingredients — onions, celery and bell peppers. There are several other ingredients to make gumbo, including sausage, beef, chicken, duck, alligator and shellfish.

    We’ll make us some good seafood gumbo.

    Seafood Gumbo is a delicious and flavorful Louisiana seafood dish that combines various seafood with a rich roux-based broth. Here’s a basic recipe to make Seafood Gumbo:

    Ingredients:

    • 1/2 cup vegetable oil or canola oil
    • 1/2 cup all-purpose flour
    • 1 large onion, chopped
    • 1 green bell pepper, chopped
    • 2 celery stalks, chopped
    • 4 garlic cloves, minced
    • 1 pound fresh or frozen okra, sliced
    • 1 can (14.5 ounces) diced tomatoes (with juice)
    • 1 teaspoon dried thyme
    • 1 teaspoon dried oregano
    • 1/2 teaspoon paprika
    • 1/4 teaspoon cayenne pepper (adjust to taste)
    • 1 bay leaf
    • 6 cups seafood or chicken broth
    • 1 pound medium shrimp, peeled and deveined
    • 1/2 pound crab meat (fresh or canned)
    • 1/2 pound shucked oysters (optional)
    • 1/2 pound firm white fish (such as cod or snapper), cut into bite-sized pieces
    • Salt and pepper to taste
    • Cooked white rice, for serving
    • Chopped green onions or parsley for garnish

    Instructions:

    1. Prepare the Roux:
      • In a large, heavy-bottomed pot or Dutch oven, heat the vegetable oil over medium heat.
      • Gradually whisk in the all-purpose flour, stirring constantly to prevent lumps.
      • Continue to cook the roux, stirring frequently, until it reaches a dark brown color. Be patient; this can take about 30 minutes. The roux is a crucial element for the gumbo’s flavor, so take care not to burn it.
    2. Add Vegetables:
      • Once the roux is dark brown, add chopped onions, bell peppers, and celery to the pot. Cook for 5-7 minutes or until the vegetables are softened.
    3. Add Seasonings and Tomatoes:
      • Stir in minced garlic, sliced okra (if using), diced tomatoes with their juice, thyme, oregano, paprika, cayenne pepper, and the bay leaf. Cook for another 5 minutes, allowing the flavors to meld.
    4. Pour in Broth:
      • Slowly pour in the seafood or chicken broth, stirring continuously to incorporate the roux with the liquid. Bring the mixture to a boil, then reduce the heat and let it simmer for about 30 minutes.
    5. Add Shrimp and Other Meats or Seafood:
      • Add the shrimp, crab meat, oysters (if using), and the firm white fish to the pot. Simmer for an additional 5-7 minutes, or until the seafood is cooked through.
    6. Season and Serve:
      • Taste the gumbo and adjust the seasoning with salt and pepper as needed.
      • Serve the seafood gumbo over cooked white rice and garnish with chopped green onions or parsley.

    How does it look? This is me adding the shrimp. As you can see I use Jumbo Shrimp, frozen from the grocery store.

    Add shrimp to gumbo recipe

    Once the shrimp is in, you let it simmer in the roux for several minutes.

    Add water to the roux in your gumbo recipe.

    Enjoy your homemade Seafood Gumbo, a delicious taste of Louisiana cuisine!

    Want to eat out on the town? A handful of restaurants have been voted to have the best gumbo in New Orleans.

    Read our guide how to make fried chicken like a Southern chef.

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  • Spirit Airlines files for bankfruptcy

    Spirit Airlines Files for Chapter 11 Bankruptcy

    5 Min Read

    Budget carrier Spirit Airlines has filed for Chapter 11 bankruptcy, the airline announced on Monday.

    Spirit Airlines has faced years of mounting financial losses, a failed merger, and changing consumer expectations.

    In a statement early Monday, the airline announced it had reached a prearranged agreement with its bondholders, which includes $300 million in debtor-in-possession financing to help it navigate the bankruptcy process. Spirit expects to emerge from bankruptcy by the first quarter of next year. The airline also assured that its vendors and aircraft lessors would not be affected. In a court filing, Spirit listed its assets and liabilities as being between $1 billion and $10 billion.

    Despite the filing, Spirit emphasized that operations would continue as usual, and customers could still book flights.

    “The most important thing to know is that you can continue to book and fly now and in the future,” Spirit CEO Ted Christie wrote in a letter to customers. He added that customers could use tickets, credits, and loyalty points without disruption.

    What Is Chapter 11 Bankruptcy and What Happens To The Company?

    When a company files for Chapter 11 bankruptcy, it is essentially seeking reorganization under the protection of the U.S. Bankruptcy Code. Chapter 11 allows the company to continue operating while it restructures its finances and attempts to return to profitability. Here’s what typically happens when a company files for Chapter 11:

    1. Automatic Stay

    • Immediate Protection from Creditors: Once the Chapter 11 petition is filed, an automatic stay goes into effect. This halts most collection actions against the company, including lawsuits, foreclosures, and debt collection efforts. It gives the company a breathing period to reorganize without the pressure of creditors seizing assets or taking legal action.

    2. Reorganization Plan

    • Restructuring the Business: The company must propose a reorganization plan that outlines how it intends to repay creditors, reduce debts, and restructure its operations. This may involve:
      • Debt renegotiation (lowering amounts owed or extending repayment periods)
      • Selling assets or subsidiaries to raise capital
      • Cutting costs, which may include laying off employees or closing unprofitable locations
      • Renegotiating contracts with suppliers, lessors, and other business partners
    • The plan is typically developed in collaboration with creditors, legal advisors, and sometimes a court-appointed trustee or committee. The company remains in control of operations as the debtor-in-possession (DIP) unless the court appoints a trustee.

    3. Creditor Meetings and Voting

    • The company must hold meetings with its creditors, who will be grouped into classes (e.g., secured creditors, unsecured creditors, and equity holders). These creditors will vote on the proposed reorganization plan.
    • The plan can be modified and negotiated, and creditors can object to parts of it. The company must get approval from the majority of the creditors in each class, and the plan must be confirmed by the bankruptcy court.

    4. Operational Continuity

    • Unlike Chapter 7 bankruptcy, which involves liquidation, Chapter 11 allows the company to keep operating its business. For example, employees can continue working, and customers can continue making purchases. The company can also maintain existing contracts and vendor relationships, although some may be renegotiated.

    5. Financial Reporting and Oversight

    • During the bankruptcy process, the company must submit regular financial reports to the court and creditors. This helps ensure transparency and allows creditors to monitor how the company is progressing with its reorganization efforts.

    6. Debtor-in-Possession (DIP) Financing

    • Many companies that file for Chapter 11 seek DIP financing—a special form of financing provided by lenders during bankruptcy. This financing helps the company maintain liquidity and keep operating while it restructures. DIP financing often has priority over existing debt, meaning it must be paid back before other creditors.

    7. Plan Confirmation and Exit

    • If the reorganization plan is approved by creditors and the court, the company will move forward with implementing the plan. Once the company has completed the necessary steps—such as debt reductions or asset sales—it can exit bankruptcy.
    • Upon exiting, the company may emerge with a significantly altered financial structure, potentially stronger and more focused on its profitable areas. In some cases, the company may remain in debt but on more manageable terms.

    8. Failure to Reorganize

    • If the company cannot reach an agreement with creditors, or if the reorganization plan is not feasible, it may be forced to liquidate its assets. This may result in filing for Chapter 7 bankruptcy, which involves the selling off of the company’s assets to pay creditors and winding down its operations.

    Key Takeaways:

    • Chapter 11 is for reorganization, not liquidation. The goal is for the company to return to profitability and pay off its debts over time.
    • The company stays in control of operations (unless the court appoints a trustee).
    • Creditors are given the opportunity to vote on the reorganization plan, which must be approved by the court.
    • DIP financing can help the company remain operational during the process.

    This process is often used by large corporations that have significant debts but still have the potential to turn things around, rather than shutting down completely. It’s also frequently used by businesses that need time to negotiate with creditors, restructure, and emerge as a more viable entity.

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  • Beyonce Halftime show for Netflix

    Beyoncé To Perform at NFL Halftime On Netflix

    3 Min Read

    Beyoncé’ continues to break down barriers with her music and performances. The Cowboy Carter star has inked a deal to perform at an NFL halftime in Houston.

    At this time, it is unclear whether the Houston Texans vs. Baltimore Ravens game will be streamed entirely on Netflix, or just the 15-minute halftime performance. Either way, it’s big stuff.

    The performance will mark the first time that Bey will perform songs from her Cowboy Carter album.

    Beyoncé and the NFL share a significant professional relationship, particularly through her involvement in the Super Bowl halftime shows. The key moments in their partnership include:

    1. Super Bowl 50 (2016) – Beyoncé performed at the Super Bowl 50 halftime show alongside Coldplay and Bruno Mars. During this performance, Beyoncé debuted her song “Formation,” which became a cultural moment due to its political messaging and powerful visuals. The performance was widely praised, and Beyoncé’s presence added to the halftime show’s star power.
    2. Super Bowl 54 (2020) – Beyoncé did not perform at this halftime show, but her influence was still present. She and her husband, Jay-Z, had been involved in discussions about the NFL’s diversity and inclusivity, particularly in relation to Colin Kaepernick’s protest and the league’s stance on social justice issues. The couple had a complex relationship with the NFL at this time, with Jay-Z having signed a partnership with the league to help address social justice initiatives.
    3. Jay-Z’s Partnership with the NFL (2019) – In 2019, Beyoncé’s husband, Jay-Z, entered into a multi-year partnership with the NFL through his entertainment agency Roc Nation. The partnership aimed to overhaul the league’s social justice efforts, enhance its musical programming, and bring more diverse and inclusive entertainment to the Super Bowl stage. Although Beyoncé did not perform at the Super Bowl immediately after this deal, there was a perception that the couple was working behind the scenes to change the league’s approach to these important issues.

    Beyoncé and the NFL’s relationship also touches on the broader intersection of entertainment, politics, and social justice. Her performances and public stance on various issues often align with efforts to push for greater representation and equality in the entertainment industry, including the NFL’s evolving approach to cultural and social concerns.

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