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When it comes to finding cool things to see and do in New Orleans, there are some pretty good options if you just want to hang. But what destinations should you hit up?
In this article we’re going to show you done cool places to hang out in New Orleans. No matter whether it’s you and your girls or the fellas, there is always somewhere you can go for a fun time.
Where Do People Go Out In New Orleans?
New Orleans has tons of bars and other social places to go. Some of the most famous places are in the French Quarter, which is known around the world for Bourbon Street and other landmarks. The party doesn’t have to stop there. You can also have fun up and down Canal Street by popping into restaurants and other spots along the way.
Where To Go When You’re in New Orleans
Let’s look at some spots you don’t want to miss when you hang out in New Orleans.
Riverwalk
The Riverwalk along the Mississippi River offers a scenic place to walk, shop, and enjoy views of the river and the city skyline.
Here’s what one reviewer says about the Rivewalk: “Riverwalk Outlets Mall is a nice collection of retail stores and food shops. We love the great Mississippi River views and in the Summer strolling through the mall is a great break from the heat. Anything from kitchen goods to formal wear on display.”
Gift Card To All The New Orleans Things
Want to do all the things? Check out this Gift Card, which is valid for one year on all Fever experiences in New Orleans. Get the deal.
Audubon Park
This park offers lush greenery, walking paths, and beautiful oak trees. It’s a relaxing spot for picnics, frisbee, or simply lounging.
Here’s what one visitor says about Audobon Park. :
We recently visited Audubon Park in New Orleans and had a wonderful experience. The park is great for walking and jogging, with scenic views and plenty of room to stretch out. It’s also very relaxing, with a peaceful atmosphere that makes it perfect for family outings.”
Marigny and Bywater
These neighborhoods adjacent to the French Quarter offer a more local and artsy vibe. You’ll find unique bars, restaurants, and street art in this area.
Preservation Hall
If you’re a fan of traditional jazz music, don’t miss a visit to Preservation Hall. They offer intimate jazz performances in a historic setting.
French Quarter
One of the most famous districts in the world, New Orleans’ French Quarter is where you’ll find street dancers, a second-line band playing into the night and strong hurricane drinks. While there’s no big “thing” to visit or see in the French Quarter, just being around the area can yield some treasures for the observant person.
Pitot House
1440 Moss St, New Orleans, LA 70119 | (504) 482-0312
If you want a dose of antebellum history, the Pitot House in New Orleans fits the bill. The historic landmark is an 18th-century Creole colonial country home and makes for a great weekend stop.
Take A Swamp Tour
When you come to Nola, there are few things as bayou-authentic as a swamp tour. You’ll enjoy the time outdoors, get a real taste of the bayou and even get to see some alligators.
Here are some top swamp tour companies:
- New Orleans Kayak Swamp Tours | (504) 571-9975
- Bayou Swamp Tours | (504) 370-8771
- Gators & Ghosts: A New Orleans Tour Company
Eat Some Beignets At Cafe Du Monde
Cafe Du Monde is known around the world as having some of the best powdered dumplings — beignets — you can find outside of France.
Here’s what one reviewer says about Cafe Du Monde. “What else can I say that hasn’t already been said. This place is an absolute must despite the touristy crowd. The jazz band that sits on the sidewalk out front adds the perfect level of cover from the hustling and bustling sounds of the street.”
Longue Vue House and Gardens
7 Bamboo Rd, New Orleans, LA 70124 | (504) 488-5488
If you enjoy outdoor scenes, Longue Vue is a must-visit. The site is one of the most famous when it comes to natural beauty. The historic house museum is one of the most photographic places you can see in the city.
National WWII Museum
945 Magazine St, New Orleans, LA 70130 | (504) 528-1944
It goes without saying that the National WWII Museum holds many of the city’s secrets. Etched on the walls are the names of the proud war dead, heroes not only in New Orleans but across America.
Final Word
If you’re looking to find something to do in New Orleans, you should know that you have plenty of options. What to hang out in the city? Read on.
New Orleans is one of those cities that you can get lost in once you take the time to explore it. As the former capital of Louisiana, New Orleans is one of the most eclectic and eccentric cities in the world.
One of the things that makes the place special is the people, which are eager to show you a good time via parties and authentic New Orleans cuisine.
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Some of the best places to eat in New Orleans are at black-owned restaurants.
But where should you start? What black-owned New Orleans restaurants do you have yet to try?
These Are The Best Black-Owned Restaurants In New Orleans
This article will show you the best black restaurants in New Orleans, Louisiana.
Are you ready for some delicious food prepared with care and peppered with rich culture?
Dakar Nola
3814 Magazine St, New Orleans, LA 70115 | (504) 493-9396
Dakar Nola is the latest offering from James Beard-nominated chef Senegalese Chef Serigne Mbaye.
Addis NOLA
2514 Bayou Rd, New Orleans, LA 70119 | (504) 218-5321
Here’s what one reviewer says about Addis NOLA. “Don’t let the unknown keep you from experiencing some of the most delicious and lovingly prepared food I’ve ever had. Ask and the wonderful staff is willing to educate and guide you through the menu.”
Yvonne’s
412 Girod St, New Orleans, LA 70130 | (504) 518-6007
Here’s what one customer says about Yvonne’s: “Found this little gem on the last day of our trip. The place was so busy we had the owner take care of us. We sat outside on the patio which was beautiful. It was amazing service and everything we ate from the French Onion soup, to the escargot, crab cakes was delicious. My favorite drink was the pimm’s cup. We will be back. Thank you Yvoone!”
Ray’s On The Ave
2005 N Broad St, New Orleans, LA 70119 | (504) 766-6404
Here’s what one customer says about Ray’s on the Ave: “This place was Great. There was a live band and they were Amazing. The music , WOW, it was such a joy. The Owner Mr. Ray was very gracious to us. And the food, Fried Fish Plate and Fried Chicken was Delicious. What a great evening.”
Wille Mae’s Scotch House
2401 St Ann St, New Orleans, LA 70119 | (504) 822-9503
Although the eatery has been closed due to a fire, the owner has told local media that the restaurant hopes to be back in the first half of 2024.
Here’s what one customer says about Willie Mae’s Scotch House: “By far some of the best Fried Chicken I’ve ever had (and I’ve had my fair share). In fact all the food was amazing. The Macaroni and Cheese presents itself as simple enough on first bite, but leaves a cheesy aftertaste that will warm your heart. The oven fresh cornbread muffins are not to be missed, and even the fries were cooked to perfection.”L’il Dizzy’s Cafe
1500 Esplanade Ave, New Orleans, LA 70116 | (504) 766-8687
Here’s what one patron says about L’il Dizzy’s Cafe: “Lil Dizzy’s serves up some of the best soul food New Orleans has to offer. In addition to classics like po’boys and fried chicken, you can choose from daily specials like fried Catfish and grits or smothered pork chops.”
M&J Soul Food Restaurant
9301 Lake Forest Blvd #107, New Orleans, LA 70127 | (504) 304-2703
Here’s what one person says about M&J Soul Food Restaurant. “Saw this place on Uber Eats, wanted to support local and glad I did!! Food arrived quickly and still was piping hot. We had two orders of the White Beans (one with mac/yams, one with mac/cabbage). Food was awesome with great flavor! Super glad we gave this place a try, and will definitely be ordering again!”
Neyow’s Creole Cafe
3332 Bienville St, New Orleans, LA 70119 | (504) 827-5474
Here’s what one customer says about Neyow’s: “The wait time for this restaurant was long but it was definitely worth it! We got SO MUCH good! The only negative thing I can say about this place was that their food was a bit overly salty, which is why I’m trying it a 4 instead of 5. Otherwise everything was so good! For dessert, I recommend the Beignets Sticks or the Cheesecake. I also feel like we got a good amount of food! And our waitress was super dope!”
Heard Dat Kitchen
2520 Felicity St, New Orleans, LA 70113 | (504) 510-4248
Here’s what one customer says about Heard Dat Kitchen: “I’ve been to New Orleans 5 times now & last week was my first time eating at Heard Dat, but it’s by fart favorite meal I’ve had in Nola. Sooo good!! As a bonus, we got to meet the chef’s wife while we were waiting & she was the sweetest lady. I will definitely be back!”
Sweet Soul Food
1025 N Broad St, New Orleans, LA 70119 | (504) 821-2669
Here’s what one patron says about Sweet Soul Food: “Awesome place! If I didn’t know better, it would be hard to tell that everything here was vegan. Large portions for a fair price and everything I ordered tasted great. The only downside was that there was no indoor seating available and only 2 tables outside, so we had to take our food to-go, but these things happen during a pandemic.”
Morrow’s
2438 St Claude Ave, New Orleans, LA 70117 | (504) 827-1519
Here’s what one person says about Morrow’s: “The vibe, THE FOOD, the bar, THE FOOD, the service, THE FOOD!!!!! Everything about Morrows was A+. My group and I went on a Friday night & there was an hour & a half wait!”
Two Sisters ‘N Da East
9901 Chef Menteur Hwy, New Orleans, LA 70127 | (504) 242-0469
Here is what one reviewer says about Two Sisters ‘N Da East: “Stopped in for breakfast on Saturday, no wait for a table. Enjoyed the crispy fried catfish with grits and fresh coffee. The staff is the best, very friendly and chatty.”
14 Parishes Jamaican Restaurant & Pythian Market
234 Loyola Ave, New Orleans, LA 70112 |
Here’s what one customer says about 14 Parishes: “love the oxtail and gravy. The collards were really good today. The curry chicken had wonderful flavor as well! You get wonderful servings so I had to put some on a plate.”
Ma Momma’s House Of Cornbread, Chicken & Waffles
#A, 5741 Crowder Blvd #3, New Orleans, LA 70127 | (504) 244-0021
Here’s what one customer sasy about Ma Momma’s House of Cornbread: “Amazing experience! The food was so good. The staff and owner were great. We will be back. We will continue to support this amazing black business when we are in town.”
Compère Lapin
535 Tchoupitoulas St, New Orleans, LA 70130 | (504) 599-2119
Here’s what one reviewer says about Compère Lapin: “I would recommend this black owned establishment to anyone visiting New Orleans, but have plenty of time to spare due to the long wait for the food.”
Coco Hut Caribbean Restaurant
2515 Bayou Rd, New Orleans, LA 70119 | (504) 945-8788
Here’s what one reviewer says about Coco Hut Caribbean Restaurant. “Presentation was on point, very colorful food and flavors meshed well together. A friend bought it for me because as always, he was bragging on the food. From my understanding, it’s a healthy spin on the food but the rice and shrimp weren’t as flavorful without the spicy sauce. The salad was plentiful and really good..I could taste the freshness. I drizzled ranch on the food and it gave it life, no lie. I’ll definitely return and try something else. I recommend!”
Dooky Chase
2301 Orleans Ave, New Orleans, LA 70119 | (504) 821-0600
Here’s what one customer says about Dooky Chase: “The very best spot for fried chicken in town! The atmosphere and service make this place much better than Willie Maes. Good enough for 2 presidents! The lunch buffet is a must.”
Cafe Sbisa
1011 Decatur St, New Orleans, LA 70116 | : (504) 522-5565
Here’s what one customer says about Cafe Sbisa: “Amazing service, they work well as a team. Great food. Chef is a native. ⚜ Family Friendly I highly recommend making reservations. This is NOLA’s best kept secret in the French Quarters.”
Jamaican Jerk House
4017 St Claude Ave, New Orleans, LA 70117 | (504) 777-7799
Here’s what one reviewer says about Jamaican Jerk House: “Jamaican Jerk House was so good! Highly recommend if you’re looking for a Jamaican spot in New Orleans. The jerk salmon was a great portion and tasted amazing. Get the sweet & spicy sauce! The rice and peas were so delicious and fluffy. The mac & cheese was a little different than what I’m used to lol it’s more of a spaghetti base but it was good. Highly recommend will definitely get when I’m back in town again.”
Final Word
Culture and cuisine go together quite naturally in New Orleans, especially with the city’s plethora of black-owned restaurants.
When it comes to supporting black-owned businesses in the Crescent City, how are you doing? New Orleans has many black-owned restaurants. If you want some delicious dishes from Southern classics to authentic fare from the Motherland, you’ve got some eating to do!There’s no shortage of places to eat in New Orleans, Louisiana. The flavorful cuisine is known around the world, but when it comes to culture. New Orleans’ African-American influence has never been more apparent.
New Orleans cuisine stands on its own when it comes to good food, service and a memorable dining experience.
Remember that waiters and waitresses across the industry make less than $3 a day unless they receive tips, so please show your gratitude for your service.
Looking for more places to eat in Nola? Here Are Some Top Desserts To Order In New Orleans.
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With Thanksgiving here, now’s the time to plan where you plan to eat — and it doesn’t have to be at your home. There are several New Orleans restaurants with Thanksgiving menus and dinners ready to serve. Where will you go eat? Take a look.
The Court of Two Sisters
613 Royal St, New Orleans, LA 70130 | (504) 522-7261
Here’s what one reviewer says about The Court of Two Sisters. “If I had to rate this place on its ambience, the rating would be 5 stars. The same rating would be assigned for its superior service and decor.vThe restaurant is huge and full of New Orleans charm. Upon arrival we received a brief history about the two sisters who originally opened the location. We truly enjoyed the opportunity to learn about the history of this place.”
New Orleans Creole Cookery
508 Toulouse St, New Orleans, LA 70130 | (504) 524-9632
Here’s what one customer says about New Orleans Creole Cookery: “The absolute BEST Jambalaya I have ever had In my life!!! I took a girls trip to New Orleans and found this littl
Arnaud’s
813 Bienville St, New Orleans, LA 70112 | (504) 523-5433
Here’s what one customer says about Arnaud’s: “We went to the bar for drinks and had an amazing experience. The drinks were fun, well balanced, and unique. We had several different cocktails and all of them were delicious. The architecture and design of the bar provides the perfect laid back atmosphere to relax in the juxtaposition of Bourbon st. This is a classy place with upscale food and drinks.”
Sylvaine
625 Chartres St, New Orleans, LA 70130 | (504) 265-8123
Here’s what to know about Sylvaine: “Perfect romantic dinner. Do Not Skip Dessert, the banana pudding and chocolate pot de creme were AMAZING! Loved eating in the courtyard.”
ceana Grill
739 Conti St, New Orleans, LA 70130 | (504) 525-6002
Here’s what one diner says about the Oceana Grill: “One of the best meals I ever had. The Cajun food is so good I could die happy after eating it. The delicious bread pudding is warm and drizzled with rum sauce. The crab cakes are so good it’s ridiculous. I highly recommend coming if you carving some Cajun food.”
Mr. B’s Bistro
201 Royal St, New Orleans, LA 70130 | (504) 523-2078
Here’s what one customer says about Mr. B’s Bistro. “The BBQ shrimp is everything! Takes some work to eat it but it’s all worth it. The shrimp bbq sauce with the soft bread just melt in your mouth. The wood fired fish and the oysters were ok. The service is super nice!”
Doris Metropolitan New Orleans
620 Chartres St, New Orleans, LA 70130 | : (504) 267-3500
Here’s what one customer says about Doris: “This place was incredible.”
Brennan’s
417 Royal St, New Orleans, LA 70130 | (504) 525-9711
Here’s what one reviewer says about Brennan’s: “Design of the restaurant is really good. Service was decent. However I did not like the food. Whether that was my fried rabbit particularly or the oil they use, I just stayed hungry.”
Final Word
New Orleans cuisine stands on its own when it comes to good food, service and a memorable dining experience.
Remember that waiters and waitresses across the industry make less than $3 a day unless they receive tips, so please show your gratitude for your service.
Looking for more places to eat in Nola? Here Are Some Top Desserts To Order In New Orleans.
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Jayden Daniels for Heisman? That’s about the only thing left for the LSU Tigers after they routed the Georgia State Panthers 56-14 on Saturday, Nov. 20, 2023.
Daniels accounted for eight LSU touchdowns, tying a record set by former quarterback Joe Burrow.
Head Coach Brian Kelly said throughout LSU’s 2023 season, that Daniels has come into his own.
“People are starting to see how assertive and decisive of a football player he is,” Kelly said in postgame comments. “When you are 25 of 30 throwing the football, the decisiveness and decision making has to be that way.
“It was a great performance by our offense. Eight touchdowns on eight possessions; what more can you say.”
For GSU, quarterback Darren Grainger threw for 178 yards and a touchdown, but he was harassed all night.
Meanwhile LSU wideout Malik Nabers caught eight receptions for 140 yards and two touchdowns. Fellow wideout Brian Thomas Jr. had four receptions for 103 yards and one touchdown. Kyren Lacy had five receptions for 101 yards and two touchdowns.
Watch the highlights here.
The Tigers (8-3, 5-2 SEC) face Texas A&M next. Here’s how you can watch the LSU game.
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Jayden Daniels accounted for more than record 600 yards of offense as the LSU Tigers rallied for a 52-35 victory on Nov. 11, 2023, against the Florida Gators.
The game, which was played at Tiger Stadium, featured two quarterbacks wh passed for more than 300 yards, with Daniels finishing with 372 through the air and 234 on the ground.
Daniels, whom many are talking about as a Heisman Trophy candidate, electrified the crowd in the second quarter with an 85-yard touchdown, the longest by a quarterback in LSU history.
LSU improved to 7-3 on the season while Florida fell to 5-5. The Gators face two difficult games — vs. Missouri and Florida State — to wrap the season.
LSU will play the Georgia State Panthers and the Texas A&M Aggies to end their 2023 campaign.
Final Word
LSU’s defense still needs to improve if it’s going To be taken seriously. If you watch an LSU game, you see the same missed coverages and blown assignments in the secondary that plagued the Tigers in the first game of the season. Can they win a bowl game?
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The young ones have a saying today: No cap. The most fashionable women’s hats are no caps either. They look great no matter what outfit you wear.
In this article, we’re going to show you some great-looking hats.
Finding a nice hat is harder than you think. The resale shops never have anything that looks like it was made this century. And the department stores thing all hats should cost $400 these days.
Wide Beam Sun Hat
Women’s Floppy Hat
Bowknot Hat
How To Shop For Women’s Hats
Shopping for women’s hats can be a fun and stylish experience. Whether you’re looking for a sun hat, a winter hat, a fashion accessory, or a functional hat for a specific activity, here are some tips to help you find the perfect hat:
Know Your Style
Think about your personal style. Do you prefer classic, bohemian, vintage, or modern styles? Choose a hat that complements your fashion sense.
Measure Your Head
To ensure a comfortable fit, measure your head’s circumference using a tape measure or a piece of string, and then measure it against a ruler. Hat sizes can vary between brands, so knowing your head’s size is helpful.
Choose the Right Material
Depending on the season and occasion, consider the material of the hat. For summer, lightweight and breathable materials like straw, cotton, or linen are ideal. In winter, opt for wool, fleece, or fur-lined hats for warmth.
Try Before You Buy
Visit a store to try on hats in person. Pay attention to how the hat fits and whether it’s comfortable. Make sure it’s neither too tight nor too loose.
Choose a hat color that complements your wardrobe and skin tone. Neutrals like black, beige, and white are versatile, but a pop of color can be a fun addition to your outfit.
Final Fit
New Orleans is one of those cities that you can get lost in once you take the time to explore it. As the former capital of Louisiana, New Orleans is one of the most eclectic and eccentric cities in the world.
One of the things that makes the place special is the people, which are eager to show you a good time via parties and authentic New Orleans cuisine.
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When it’s time to propose or even get married, you need a rock that makes the eyes pop. Yes, we’re talking about diamond rings.
They say diamonds are a girl’s best friend, but really, why can’t we all be friends? I mean, we all like shiny things, right? But let’s talk about the best diamonds for a minute.
Diamonds are just some of the world’s most beautiful gemstones, but there are others (ruby, sapphire, etc.). What makes diamonds unique is the shine and brilliance it has when light hits it.
Best Diamond Engagement Rings For Sale Online
If you want some jewelry that lasts and you’re getting engaged, diamonds are the way to go. While you can find some good diamonds in your local mall, you can also find them for sale online.
We’re going to show you some of the best diamonds for sale at some great prices. Take a look at these precious stones we’ve dug up from Amazon:
Kobelli Antique Style Moissanite Engagement Ring 1 1/2 CTW 14k White Gold
2 Carat 14K White Gold Classic Princess Cut Diamond Engagement Ring
2 Carat Round Cut Designer 4-Prong Round Diamond Engagement Ring (I-J Color, SI2-SI3 Clarity)
1.10 Carat Princess Cut/Shape 14K White Gold Center Stone
2 Carat Round Cut Designer Four Prong Round Diamond Engagement Ring (I-J Color, SI2-SI3 Clarity)
1 Carat (ctw) 14K White Gold Round Diamond Ladies 5 Five Stone Wedding Anniversary Stackable Ring Band Value Collection
BEFORE YOU GO, remember that presenting someone with a diamond ring is just a symbol of your love, but it’s not what your relationship is based on.
Remember that after you buy your stone, get it cleaned every six months at the jeweler you bought it from. This will keep it looking as beautiful as ever.
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So you and your friends or family are planning on visiting the great city of New Orleans. Perhaps one of the burning questions you have is how to dress when you’re there.
The city is known for its humidity in the warmer months. In the fall and winter, it can be cool with the occasional cold snap here and there.
What To Wear In New Orleans
Because New Orleans has a tropical climate, you’ll want to wear clothing that allows your pores to breathe. Seriously, you don’t want to overheat in the sun.
Tops
Here are some shirts you can wear when you’re out and about:
Women’s Padded Sports Bra Top
Yoga Crop Tank Top
Sleeveless V Neck Tank Top
Crew Neck Sweatshirt For Women
Bottoms
Let’s talk bottoms. When you have some pants that you just love to wear, it raises your confidence and makes you feel comfortable.
You know that feeling? That’s what we’re trying to achieve with the following clothing.
Cargo Joggers
Women’s High Waisted Pants
Bootcut Yoga Pants
Casual High-Waist Pleated Skirt
New Orleans: What To Wear In Fall
Photo credit: Viktor Juric In the autumn, Atlanta transforms into a special place. Restaurants and parties are buzzing with possibilities, the night air hits you different. Scarfs are making a comeback in fashion. Once only seen as an accessory to those in the Northern states.
Buy
5 Scarves To Wear When it’s Cold
- American Trends Women’s Scarf
- Wander Agio Women’s Scarf
- Women’s Super Soft Pashminas Wrap
- Calvin Klein Women’s Pashmina Wrap
The song birds sing a hushed tone: In the background TV, you hear the Georgia Bulldogs clashing against the might of the SEC: It’s the best time to dress up in Atlanta. Because of the cooler climes, if you’re looking for the nightlife, you’ll want to bring a light jacket.
Colombia Omni-Heat Light Navy Jacket
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Calvin Klein Classic Quilted Jacket
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If you’re going out on the town, a wrinkle-free blazer or light sweater should be all you need until mid-November. That’s when you’ll need to break out a light jacket. Of course, the occasional cold snap will begin to roll in after that.
Wool blouse
Usually a wool blouse or similar top should do the trick for Atlanta weather in the fall. Here are some more cute blouses:
Cashmere Knitted Turtleneck
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To sum it up, comfortable clothes will be what you want to wear. The autumn in Atlanta is up and down weather-wise, so you want some versatility with lots of different clothes and looks. Once the fall starts to fade, it’s going to get considerably colder…
What to wear: footwear
Comfortable shoes are a must: Atlanta has become a walkable city in recent years, especially with the Beltline. Booties are always a seasonal accessory for Atlanta’s springtime.
Buy
There’s also the matter of headwear. You don’t want to get let the sun scorch your crown. Atlanta can get hot, even in the spring.
What to wear: Tops and Bottoms Venture outside Atlanta, and you’ll notice that Atlanta doesn’t have a lot of flatland. Most of the topography will be hilly and include lots of inclines. Here are some soft-sole shoes you’ll want to consider:
- Clark’s Women’s Slip-On Loafers
- Clark’s Women’s Penny Loafers
- ECCO Women’s Soft Preforated Sneakers
- Sketcher’s For Work Women’s Soft Soles
Final Word
When it comes to clothing, they say that beauty is in the eye of the beholder, and that’s true. But it sure does feel good when an observer agrees with your fashion sense.
When you’re stepping out in New Orleans, the main thing is to feel good to look good. Do you want to get yoru main looking tight? Here is Where To Buy Nice Suits In New Orleans
NolaFi brings you the best of New Orleans, from the food, the culture and the people. For the latest in what’s happening in New Orleans — and what to do there — stay with Nolafi.com.
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Once you get behind on your bills, it can be very difficult to catch up on your payments. Debt can cause you to spend more money on interest as well — but if doesn’t have to be that way.
There are some time-tested strategies that you can do to get you out of debt in a calendar year. It’s going to take time, patience and an overall focus like never before on your part. But you can do it.
Yes, You Can Get Out Of Debt This Year
This article is going to tell you some steps to get out of debt.
We’re going to cut straight to the chase so that you can understand how to keep more of the money you make and not spend it immediately.
Contrary to popular belief, you don’t always have to pay money to get out of debt.
Here’s How To Get Out Of Debt Without Paying
One way to get out of debt is to ask for a pay increase at your job. Today’s job market is such that you may be able to get more money if you ask for a raise.
Do you have a laptop? Then you can make extra cash. Here are some other ways you can achieve your goal:
What Is The Fastest Way To Get Out Of Debt?
Aside from winning the lottery, which is not something we play, there are not any get-rich quick schemes that can work in real time. But that doesn’t mean you can’t make some serious inroads on your finances.
Here are the fastest ways to get out of debt.
Stop Spending
The first thing you need to do is put the credit card down. Obviously, there are things you need to buy, but you also need to slow down or stop spending on unnecessary things.
You might want to write a list of items you need to buy and stick to it. It’s called creating a budget. Once you have that, you will know what kind of money is going into your account and what’s going out.
Keep Your Credit Cards Open
One thing people in debt usually do is close their credit card accounts once they get out of debt. This is a mistake. Keep your credit card accounts open so that you can retain purchasing power.
Pay Off Your Most Expensive Debt First
Once your budget is set, then it’s time to pay off the most expensive debt first. The rationale behind this is to pay off the highest interest rate, which is taking the majority of your money.
If you have a credit card with $800 and one with $400, don’t be tempted to pay off the $400 first. Take care of the $800 because that’s the one you’re paying the higher interest rate on.
Take a look at your expenses and circle the smallest balance. That’s the one you pay first. Not only will this eradicate that particular bill, but it will give you some much-needed momentum to start attacking your other debt.
Pay More Than The Minimum Balance
You’ll never catch up if you only pay the minimum balance on your credit card balance. To make some progress, you always need to pay more than your minimum due.
It doesn’t have to be a large sum of money attached to each payment, but it needs to be extra i.e. more than the amount.
Final Word
Nobody likes to owe someone for a long time, no matter if it’s a credit card company or a person. That’s why credit card debt is so depressing. The good news is that you can get out of debt.
Tired of being saddled with credit card debt? It’s time for you get lighten your burdens and get out of financial trouble.
After you make some headway and get out of debt, it’s important that you stay out of debt. Stay within your means by sticking to your budget.
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You may already know that budgeting your money is the key to a healthy financial life for the present and future. What you may not know is how to allocate your income to achieve this.
Along with maintaining good credit, one way to save money responsibly is to adopt the “Profit First” method.
In this article, I’ll explain to you what the Profit First strategy is all about.
What Is the Profit First Strategy?
The Profit First method is one in which you take upfront any profits you’ve made from your paycheck before you pay your monthly expenses.
For example, let’s say you get a $1,000 check. You know that your expenses are about $700, so you’ll need at least that amount from that check. A Profit First strategy means that you would first take a percentage out of that check – let’s say $100 – and put it in a separate bank account.
Additionally, you might take another $50 from that check and deposit it into another bank account. That would leave you with enough money to pay your expenses while also sharing in the “profit” from that check.
What You Need To Start the Profit First Strategy
Get Out of Debt
The first thing you’ll need to do is get out of debt. If you’re behind on your bills, you can’t allocate money elsewhere.
Read our guide on how to get out of debt.
Open Different Bank Accounts
What you need to start Profit First are separate bank accounts for things you deem important. Here are some examples:
- Open a bank account for vacations.
- Open a bank account for investments.
- Open a bank account for food expenses.
There are different formulas you can come up with to put the Profit First method in action in your life.
Final Word
You want to be intentional about the money you make and how you want it to work for you. The Profit First strategy works for either business owners and individuals.
